New England Bank
855 Enfield Street, Enfield, Connecticut 06082
866-540-3696
Facts
|
WHAT DOES NEW ENGLAND BANK
DO WITH YOUR PERSONAL INFORMATION?
|
Why?
|
Financial companies choose how they share your personal
information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do. |
What?
|
The types of personal information we collect and share
depend on the product or service you have with us. This information can include:
- Social Security Number • Payment History
- Income • Transaction or loss history
- Account Balances • Checking account information
When you are no longer our customer, we continue to share your information as
described in this notice. |
How?
|
All financial companies need to share customers’ personal
information to run their everyday business. In the section below, we list the reasons financial companies can
share their customers’ personal information; the reasons New England Bank
chooses to share; and whether you can limit this sharing. |
Reasons we can share your
personal information
|
Does New England Bank Share?
|
Can you limit this sharing?
|
For our everyday
business purposes –
such as to process your transactions, maintain your
account(s), respond to court orders and legal investigations, or report to
credit bureaus
|
Yes |
No |
For our marketing
purposes –
to offer our products and services to you |
No |
We don’t share |
For joint marketing
with other financial companies
|
No |
We don’t share |
For our affiliates’
everyday business purposes –information about your transactions and experiences |
Yes |
No |
For our affiliates’
everyday business purposes –
information about your creditworthiness |
No |
We don’t share |
For non-affiliates
to market to you |
No |
We don’t share |
Questions?
|
Call toll-free 866-540-3696 |
What We Do
|
|
How does New
England Bank protect my personal information
|
To protect your personal information from unauthorized
access and use, we use security measures that comply with federal law. These measures include computer safeguards
and secured files and buildings.
We also maintain other physical, electronic and procedural
safeguards to protect this information and we limit access to information to
those employees for whom access is appropriate. |
How does New
England Bank collect my personal information?
|
We collect your personal information, for example, when
you
- Open an account • Provide Account Information
- Apply for a Loan • Make a Wire Transfer
- Make Deposits or Withdrawals from your Account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
Why can’t I limit
sharing?
|
Federal law gives you the right to limit only
·
sharing for affiliates’ everyday business
purposes – information about your creditworthiness
·
affiliates from using your information to market
you
·
sharing for nonaffiliates to market to you
State laws and individual companies may give you
additional rights to limit sharing.
See below for more on your rights under state law. |
Definitions
|
|
Affiliates
|
Companies related by common ownership or control. They can be financial and non-financial
companies.
·
Our
affiliates include:
- Companies with a VBREO, LLC AND 70
Horizon Drive, LLC name
|
Nonaffiliates
|
Companies not related by common ownership or control. They can be financial and non-financial companies.
·
New
England Bank does not share with nonaffiliates so they can market to you. |
Joint Marketing
|
A formal agreement between nonaffiliated financial
companies that together market financial products or services to you.
·
New
England Bank doesn’t jointly market. |
Other Important
Information
|
For
Massachusetts
,
Mississippi
and
New Jersey
Customers. We will not share
personal information from deposit or share relationships with nonaffiliates
either for them to market to you or for joint marketing – without your
authorization. |
If you have any questions concerning
our customer information policy, please contact our Compliance Office at 866-540-3696
|